Everyone has this concept that mortgages are bad. Well, for some they might be, but since you have landed here we suspect you might not be the one that is unable to manage your debt to income ratio, and you just want a little bit of clarity. So let’s clear some of the air. As in most cases, your scenario is unique so some points won’t be clarified until an advisor can look at your individual scenario (income, cash reserves, locked-up investments, etc). First off, let’s clea